◆ Payment Intelligence ◆
Payment Processor
Fee Comparison
MCC-aware calculator using official Visa (Oct 2025) and Mastercard (2025–26) interchange tables
Interchange
Network
Processor
FX/Cross-border
$
Results — $850.00 USD
Retail – General (5600s, 5900s, etc.) · CNP · Domestic · VISA Rewards / Infinite / Signature Credit
4 processors shown
Range: $22.40 – $25.19Max savings per transaction: $2.79
✦AI Recommendation
Get an AI-powered analysis of why the cheapest processor wins for your specific transaction scenario.
SquareFLATLOWEST
$22.40
2.64% eff.
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AdyenIC++
$23.58
2.77% eff.
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StripeFLAT
$24.95
2.94% eff.
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HelcimIC++
$25.19
2.96% eff.
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Sources & Disclaimer: Interchange rates from official published schedules: Visa USA (Oct 18 2025), Visa Canada (May 2024), Mastercard USA 2025–2026 (Apr 11 2025), Mastercard Canada (May 2024). All 16 MCC categories map to specific interchange programs — including Utilities flat fees, Supermarket tiers, Service Industries, Gas caps, Emerging Segments, Charity, Government, and Industry Programs for both Visa and MC in US and Canada. Network assessment fees are approximate. Processor markups reflect publicly listed pricing and may vary by merchant agreement, volume tiers, fraud ratios, and issuer rules. Always verify with each processor before switching.